Mortgage Overpayment Calculator

Calculate mortgage savings with ease…

Your Mortgage Details

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Important!

The results provided by this calculator are computer-generated estimates for guidance only. They are not a substitute for professional advice. Always rely on information provided by your lender before making any decisions. We cannot accept responsibility for any errors.

Results

Your results will appear here once you’ve entered all your mortgage details.

About The Calculator

See how much you could reduce your mortgage by making extra payments. Our Mortgage Overpayment Calculator gives you a clear breakdown of potential interest savings, mortgage term reduction and running totals with or without extra payments so you can compare scenarios easily.

View & Download your results

You can easily view your mortgage overpayment results as clear text summaries and interactive charts. Plus, for your convenience, you can download your results as a PDF, print them directly, or export the data in CSV format to use in your own spreadsheets.

Check Your Overpayment Terms

Many UK mortgage lenders allow overpayments of up to 10% of your annual balance without penalties. Terms vary by lender, so always check your specific mortgage agreement before making extra payments.

The Benefits

Making overpayments on your mortgage can reduce your outstanding balance, which means you pay less interest and could pay off your mortgage sooner. Even small extra payments can make a significant difference over time.

The Calculator

Our calculator shows the impact of overpaying your mortgage with easy-to-read graphs, charts, and tables. You can even print or download your results for reference or future planning.

Bookmark Us!

If you find our mortgage overpayment calculator helpful, bookmark it for future use during your mortgage journey – and share it with friends or family who might benefit too!

Pay off your mortgage faster!

Discover how making extra payments can reduce interest, shorten your mortgage term, and save you thousands. Try our UK Mortgage Overpayment Calculator today and take control of your mortgage journey.